Rene' Leister / Money /
In February’s LOL article, I wrote about sequence of returns risk and the danger of having to liquidate assets during a market downturn. Another important step to help you make retirement savings last and avoid taxes is to plan on how and when to withdraw assets, and determine from which accounts those assets will […]
Rene' Leister / Money /
Last weekend I met a small-business owner who is married and rearing four children. Our discussion drifted toward my services, when he said what I often hear: “I’ll start saving for retirement after my kids get through college.” It’s a conflict I see often. Parents want to do the best for their kids. According to […]
Rene' Leister / Money /
Investing entails many types of risk. Inflation risk, company risk and market risk are a few. But one type, known as “sequence of returns risk,” can have a major impact on retirees. Essentially, withdrawals made from their portfolios when the value is reduced during a down market leaves less to recover when market conditions […]
Rene' Leister / Money / 0 Comment
When going to a mechanic to get our car fixed, we trust the mechanic to fix only what is broken and not run up the bill with extraneous repairs. Likewise, when investing in retirement savings, we trust the financial adviser recommend the best options to build a lifelong nest egg without excessive fees at […]
Rene' Leister / Money / 0 Comment
Whether consumers benefit from the Affordable Care Act (ACA) or not is debatable. What is not debatable, however, is how the act has transformed the way some Americans buy health insurance. It’s also impacted insurers’ stock returns. A little history on the act and a brief review of its current status should help investors gauge […]