CONSUME NOW OR SAVE FOR LATER? That’s the question by Ron Copley, Ph.D, CFA, LOL contributing writer

Each of us, according to particular circumstances, faces a basic question regarding how to handle personal finances. The most fundamental issue at hand is whether to spend now and enjoy the fruits of our labor with immediate consumption, or postpone gratification by deferring consumption to down the road. It boils down to a trade off […]

IS COFFEE NOW A HEALTH FOOD? Let’s weigh the evidence to support it By Lindy Ford, RD, LDN

As a registered dietitian/nutritionist, I’m asked the coffee question quite often: “Is drinking coffee good for my health?” The medical and scientific community—including me—believe regular (not decaf), organic, fair-traded coffee is healthful in moderation. What is moderation? Well, it depends on the individual, but, really, consumption shouldn’t exceed 5 cups of coffee a day—and even […]

SUMMERTIME IS CALLING: Getting to know Mike Insco of East Coast Seafood Market By Chris Wirszyla, LOL contributor

  Mike Insco is a busy man. He built and owns East Coast Seafood, located on Dawson Street, which his wife Michelle says is the oldest, single-owned seafood market in Wilmington. When Michelle—with whom I work at Cape Fear Elementary School—learned I am a clammer, from way back to my days on Long Island, it […]

DONOR-ADVISED FUNDS: A great way to donate to your favorite charity by Ron Copley, Ph.D, CFA, LOL contributing writer

Due to recent changes in the tax law, taxpayers are asking financial advisers the best way to donate to IRS-qualified nonprofit organizations. Knowledgeable financial advisers explain how taxpayers (TPs) can either write a check directly to the charity or open a donor-advised fund (DAF) and disburse from it. A DAF is not only tax-efficient, but […]

SOUNDS OF YESTERYEAR: Wilmington Symphony highlights Motown sounds with Spectrum by JS Carver, LOL contributor

Motown’s signature bee-bop, do-wop, catchy upbeat sound traces its roots back to Detroit’s very own Berry Gordy Jr. Gordy started the Motown American record company in 1960, which went on send performers like Mary Wells, the Marvelettes, the Supremes, the Four Tops, Stevie Wonder, Marvin Gaye, and the Jackson Five, among others, to superstardom. In […]